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Two friends, Tom and Jerry, want to purchase a property in Carroll County as joint tenants with right of survivorship. Their attorney prepares a deed that conveys the property to 'Tom and Jerry as joint tenants.' Under Maryland law, what type of ownership do Tom and Jerry actually hold?

Correct Answer

B) Tenancy in common, because Maryland requires express survivorship language beyond merely naming the tenancy

Maryland law is strict about the creation of joint tenancy. Simply labeling a conveyance as 'joint tenants' is generally considered insufficient under Maryland case law and practice. Maryland courts require clear, express language that the parties hold 'as joint tenants with right of survivorship' or similar unambiguous survivorship language. Without explicit survivorship language, Maryland's strong presumption in favor of tenancy in common applies. Courts have held that the mere use of 'joint tenants' without survivorship language may be construed as tenancy in common.

Answer Options
A
Joint tenancy with right of survivorship, as specified in the deed
B
Tenancy in common, because Maryland requires express survivorship language beyond merely naming the tenancy
C
Tenancy by the entirety, because the deed names two parties taking together
D
Tenancy in severalty, because the deed does not specify the ownership shares

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Related Topics & Key Terms

Key Terms:

joint_tenancysurvivorship_languagetenancy_in_commonmaryland_deedspresumption

Related Concepts

Fee simple absolute is the highest and most complete form of property ownership, giving the owner unrestricted rights to use, possess, enjoy, and dispose of the property. It is of unlimited duration and fully inheritable.

Community property is a system where property acquired during a marriage is owned equally by both spouses.

A freehold estate represents ownership of real property with an indefinite duration.

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