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A creditor obtains a judgment against David, who owns a home on a 0.75-acre lot within the city limits of Lawrence, Kansas. David uses the home as his primary residence. The creditor seeks to force the sale of the property to satisfy the judgment. Under Kansas law, what is the most accurate outcome?

Correct Answer

C) The creditor cannot force the sale because the property qualifies for the Kansas urban homestead exemption.

The Kansas Constitution, Article 15, Section 9, and K.S.A. 60-2301 protect a homestead of up to 1 acre within a municipality from forced sale for most debts. David's home sits on 0.75 acres within the city of Lawrence, which is under the 1-acre urban limit, and he uses it as his primary residence. Therefore, the entire property is protected by the Kansas homestead exemption, and the creditor cannot force its sale.

Answer Options
A
The creditor can force the sale because the homestead exemption only applies to rural agricultural land.
B
The creditor can force the sale of only the portion of the lot exceeding 0.75 acres.
C
The creditor cannot force the sale because the property qualifies for the Kansas urban homestead exemption.
D
The creditor can force the sale because the homestead exemption requires a minimum of 1 acre to apply.

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Related Topics & Key Terms

Key Terms:

homestead_exemptionurban_homestead1_acre_limitforced_salekansas_unique

Related Concepts

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