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Practice Of Real EstateFair HousingMEDIUM

Under the federal Fair Housing Act, which of the following actions is NOT considered a prohibited discriminatory practice?

Correct Answer

B) A landlord refusing to rent to a family with minor children in a qualifying 55-and-older community

Under the Housing for Older Persons Act (HOPA) of 1995, a qualifying 55-and-older community is exempt from the familial status provisions of the Fair Housing Act. If the community meets the HOPA requirements (80% of units occupied by at least one person 55+, published 55+ policies, and HUD-compliant age verification), refusing to rent to families with minor children is NOT a prohibited practice. This is the only answer that describes a potentially lawful action.

Answer Options
A
A lender charging a higher interest rate to a borrower because of her race
B
A landlord refusing to rent to a family with minor children in a qualifying 55-and-older community
C
A broker steering a buyer of a particular religion away from certain neighborhoods
D
An insurance company refusing to issue homeowner's insurance based on the racial composition of the neighborhood

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Related Topics & Key Terms

Key Terms:

hopa_exemptionreverse_questionfamilial_statusprohibited_practicesfederal_protected_classes

Related Concepts

Commingling is the illegal act of mixing client funds with a broker's personal or business operating funds, while conversion is the unauthorized use of client funds for the broker's own benefit. Both are serious violations that can result in license revocation.

Commingling is the illegal act of mixing client trust funds with a broker's personal or business operating funds; conversion is the misappropriation of those funds.

Continuing education (CE) refers to the ongoing coursework that licensed real estate professionals must complete during each renewal cycle to maintain an active license. CE ensures agents stay current with changes in laws, regulations, and industry practices.

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