Flood insurance is required in Alabama when:
Correct Answer
B) The property is in a FEMA Special Flood Hazard Area and has a federally backed mortgage
Federal law requires flood insurance for properties in FEMA-designated flood zones with federally backed or regulated mortgages. Coastal Alabama and river corridor properties are frequently in flood zones.
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Related Topics & Key Terms
Related Topics:
Key Terms:
Related Concepts
Community property is a system where property acquired during a marriage is owned equally by both spouses.
A freehold estate represents ownership of real property with an indefinite duration.
Joint tenancy is a form of co-ownership in which two or more persons hold equal, undivided interests in property with the right of survivorship. When one joint tenant dies, their interest automatically passes to the surviving joint tenants.
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