A Washington dual-capacity disclosure in 2026 names the agent role and stops there. Does merely naming the real-estate role satisfy the prescribed dual-capacity disclosure?
Correct Answer
D) Incomplete: it must say the borrower is free to shop and choose
The prescribed disclosure states that the originator or an associate acted as the real estate broker or salesperson on the sale, that the originator would like to provide mortgage services, that the borrower is not required to use that originator, and that the borrower is free to comparison shop with other brokers and lenders and select any of their choosing. Other choices: identifying the conflict is the first half; initialling is not a substitute for the missing words; and the compensation figure is not part of the prescribed text. Source: RCW 19.146.0201(14)(b)
Why This Is the Correct Answer
The prescribed disclosure states that the originator or an associate acted as the real estate broker or salesperson on the sale, that the originator would like to provide mortgage services, that the borrower is not required to use that originator, and that the borrower is free to comparison shop with other brokers and lenders and select any of their choosing. Other choices: identifying the conflict is the first half; initialling is not a substitute for the missing words; and the compensation figure is not part of the prescribed text. Source: RCW 19.146.0201(14)(b)
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