A Washington broker advertises a low 2026 rate it never books and moves every caller to a costlier product. Does this promotion constitute prohibited bait-and-switch advertising?
Correct Answer
D) Prohibited: this is bait and switch advertising under the chapter
A person subject to the chapter may not make any false or deceptive statement or representation about rates, points or other financing terms or conditions, or engage in bait and switch advertising. Other choices: correcting the record at the point of application is the switch; existing on a rate sheet is not the same as being offered; and no closing is required. Source: RCW 19.146.0201(7)
Why This Is the Correct Answer
A person subject to the chapter may not make any false or deceptive statement or representation about rates, points or other financing terms or conditions, or engage in bait and switch advertising. Other choices: correcting the record at the point of application is the switch; existing on a rate sheet is not the same as being offered; and no closing is required. Source: RCW 19.146.0201(7)
More UST Questions
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