A Washington broker breaches a technical disclosure rule in 2026 and expects an administrative fine at worst. Can violating this chapter also constitute a Consumer Protection Act violation?
Correct Answer
C) Also a Consumer Protection Act violation, with its own remedies
RCW 19.146.100 classifies a chapter violation as an unfair or deceptive practice under the Consumer Protection Act, with cumulative remedies. That classification does not automatically award private damages: RCW 19.86.090 separately requires injury to business or property caused by a violation. Correcting the breach does not erase the original violation. Source: RCW 19.146.100; RCW 19.86.090
Why This Is the Correct Answer
RCW 19.146.100 classifies a chapter violation as an unfair or deceptive practice under the Consumer Protection Act, with cumulative remedies. That classification does not automatically award private damages: RCW 19.86.090 separately requires injury to business or property caused by a violation. Correcting the breach does not erase the original violation. Source: RCW 19.146.100; RCW 19.86.090
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