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During quality control, Drew finds a file issue involving advertising compliance and TILA — Advertising Requirements. Which action is most appropriate?

Correct Answer

C) Disclose conditions tied to the advertised offer

mortgage advertising must avoid misleading claims and satisfy APR/trigger-term rules. This item uses an exam-style scenario; any file details in the stem are illustrative and the governing rule controls the compliant response. The best answer is "Disclose conditions tied to the advertised offer".

Answer Options
A
Treat the compliance requirement as optional because closing is near.
B
Continue processing without correcting the disclosure, licensing, compensation, or consumer-protection issue.
C
Disclose conditions tied to the advertised offer
D
Ignore the issue if the borrower orally agrees to continue.

Why This Is the Correct Answer

mortgage advertising must avoid misleading claims and satisfy APR/trigger-term rules. This item uses an exam-style scenario; any file details in the stem are illustrative and the governing rule controls the compliant response. The best answer is "Disclose conditions tied to the advertised offer".

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