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Ethics & Fraudeasy18% of exam

A team member asks about Fair Housing Act Redlining in a consumer complaint triage while trying to explain the required action to the team. Which response should a training manager use?

Correct Answer

B) Document a legitimate, nondiscriminatory reason

Fair-lending review looks for discriminatory treatment, disparate impact, and redlining risks. The best answer is "Document a legitimate, nondiscriminatory reason".

Answer Options
A
Continue the activity because the borrower appears willing to proceed.
B
Document a legitimate, nondiscriminatory reason
C
Ignore the consumer-protection issue unless the borrower complains.
D
Use prior advertising disclosure approval as a substitute for the current Fair Housing Act Redlining requirement.

Why This Is the Correct Answer

Fair-lending review looks for discriminatory treatment, disparate impact, and redlining risks. The best answer is "Document a legitimate, nondiscriminatory reason".

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