A policy analyst is resolving TSR Call Time Restrictions during a quality-control sample. Which action best fits the rule?
Correct Answer
A) Call only within permitted local calling hours
Telemarketing rules limit calling times, registry calls, internal do-not-call handling, and consent. The best answer is "Call only within permitted local calling hours".
Why This Is the Correct Answer
Telemarketing rules limit calling times, registry calls, internal do-not-call handling, and consent. The best answer is "Call only within permitted local calling hours".
More Ethics & Fraud Questions
The loan team is resolving Privacy and Confidentiality during a quality-control sample. Which action best fits the rule?
Before the team acts on a branch training session, the loan team must address UDAAP Unfair Deceptive Practices. Which response is most defensible?
Before the loan advances, a sponsorship reviewer must resolve an predatory-lending controls issue in an NMLS filing review. What should happen?
A disclosure specialist compares the file facts with Fraud Detection and Reporting during a new-hire scenario. Which conclusion is accurate?
Before the team acts on a production meeting, the MLO must address professional conduct standard to Borrowers. Which response is most defensible?
A processor compares the file facts with Fraud Detection and Prevention during an underwriting condition review. Which conclusion is accurate?
A risk reviewer is resolving Fair Lending Ethics during a quality-control sample. Which action best fits the rule?
During intake, a title company offers a gift card for each borrower referral. What is the best compliant response?
A compliance review finds that a title company offers a gift card for each borrower referral. What should the MLO do next?
A processor asks how to handle a file where a title company offers a gift card for each borrower referral. Which response is most accurate?
People Also Study
Federal Mortgage-Related Laws
24% of exam
General Mortgage Knowledge
20% of exam
Mortgage Loan Origination Activities
27% of exam
Uniform State Test Content
11% of exam
Related Study Resources
Previous Question
A mortgage file is paused during a policy refresh meeting because of Ethics and Professional Conduct. Which answer should avoid a shortcut that would misapply the rule?
Next Question
A compliance analyst is resolving Conflicts of Interest Disclosure during a loan setup review. Which action best fits the rule?