A policy analyst compares the file facts with TSR Do Not Call Requirements during a borrower follow-up call. Which conclusion is accurate?
Correct Answer
B) Honor the do-not-call request under telemarketing rules
Telemarketing rules limit calling times, registry calls, internal do-not-call handling, and consent. The best answer is "Honor the do-not-call request under telemarketing rules".
Why This Is the Correct Answer
Telemarketing rules limit calling times, registry calls, internal do-not-call handling, and consent. The best answer is "Honor the do-not-call request under telemarketing rules".
More Ethics & Fraud Questions
The loan team is resolving Privacy and Confidentiality during a quality-control sample. Which action best fits the rule?
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Before the loan advances, a sponsorship reviewer must resolve an predatory-lending controls issue in an NMLS filing review. What should happen?
A disclosure specialist compares the file facts with Fraud Detection and Reporting during a new-hire scenario. Which conclusion is accurate?
Before the team acts on a production meeting, the MLO must address professional conduct standard to Borrowers. Which response is most defensible?
A processor compares the file facts with Fraud Detection and Prevention during an underwriting condition review. Which conclusion is accurate?
A risk reviewer is resolving Fair Lending Ethics during a quality-control sample. Which action best fits the rule?
During intake, a title company offers a gift card for each borrower referral. What is the best compliant response?
A compliance review finds that a title company offers a gift card for each borrower referral. What should the MLO do next?
A processor asks how to handle a file where a title company offers a gift card for each borrower referral. Which response is most accurate?
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Previous Question
Before the loan advances, an audit analyst must resolve an predatory-lending controls issue in an NMLS filing review. What should happen?
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During a disclosure desk review, a disclosure specialist encounters a Fraud Detection Red Flags issue. Which response should apply the requirement without relying on borrower preference?