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A New York applicant in 2026 completed approved pre-licensing hours in New Jersey. Which out-of-state subject hours may receive reciprocal credit toward the New York requirements?

Correct Answer

B) Credited for the federal, ethics and nontraditional hours only

Pre-licensing education courses approved by the national system pursuant to paragraphs (a), (b) and (c) of the subdivision for any state shall be accepted as credit towards completion of pre-licensing education requirements in this state, and paragraph (d) is the three hours of New York law. Other choices: the reciprocity provision names three of the four paragraphs; and out-of-state hours are credited rather than refused. Source: N.Y. Banking Law § 599-f(5)

Answer Options
A
Credited in full, including the 3 hours of state law
B
Credited for the federal, ethics and nontraditional hours only
C
Credited in full, because the national system approves the courses and an hour approved for one state is an hour approved for every state that participates
D
Not credited: New York requires its own pre-licensing course

Why This Is the Correct Answer

Pre-licensing education courses approved by the national system pursuant to paragraphs (a), (b) and (c) of the subdivision for any state shall be accepted as credit towards completion of pre-licensing education requirements in this state, and paragraph (d) is the three hours of New York law. Other choices: the reciprocity provision names three of the four paragraphs; and out-of-state hours are credited rather than refused. Source: N.Y. Banking Law § 599-f(5)

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