An applicant submits a license application in 2026 and objects to giving fingerprints. Is furnishing fingerprints required for the SAFE licensing background-check process?
Correct Answer
C) Fingerprints are required for the criminal background check
C. Fingerprints are required for the licensing criminal-history check. Section 1008.105(g) includes fingerprint submission among the state-license minimum requirements. References or a self-sworn account do not perform the required fingerprint-based check. Scope and exceptions: The question establishes the requirement, not appointment logistics or reuse eligibility for an existing fingerprint record. Follow current NMLS and jurisdiction instructions for those details. Source: Section 1008.105(g) — https://www.consumerfinance.gov/rules-policy/regulations/1008/105/
Why This Is the Correct Answer
C. Fingerprints are required for the licensing criminal-history check. Section 1008.105(g) includes fingerprint submission among the state-license minimum requirements. References or a self-sworn account do not perform the required fingerprint-based check. Scope and exceptions: The question establishes the requirement, not appointment logistics or reuse eligibility for an existing fingerprint record. Follow current NMLS and jurisdiction instructions for those details.
Why the Other Options Are Wrong
Option A: Fingerprints are optional where the applicant has 2 references
Two references do not replace this requirement.
Option B: Fingerprints are required only of applicants over 21 years old
The provision does not impose the proposed over-twenty-one limitation.
Option D: Fingerprints may be replaced by a notarized sworn statement
Notarizing a statement does not make it a substitute for fingerprints.
Exam Tip
Separate the requirement to provide fingerprints from the procedure for satisfying it.
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