An originator takes the same 8-hour course in 2 successive years, 2026 and 2027, to meet the requirement. May the same approved course count toward SAFE continuing education in consecutive years?
Correct Answer
A) The 2027 hours do not count: the same course may not be taken twice running
A. The repeat course cannot satisfy the 2027 CE requirement. 2026 and 2027 are successive years. The rule prohibits satisfying annual CE with the same approved course in successive years; separate approval does not eliminate repetition. Scope and exceptions: The question expressly identifies the same course. It does not determine approval of a genuinely different course or guarantee that every other CE requirement was met in 2026. Source: Section 1008.107(b) — https://www.consumerfinance.gov/rules-policy/regulations/1008/107/
Why This Is the Correct Answer
A. The repeat course cannot satisfy the 2027 CE requirement. 2026 and 2027 are successive years. The rule prohibits satisfying annual CE with the same approved course in successive years; separate approval does not eliminate repetition. Scope and exceptions: The question expressly identifies the same course. It does not determine approval of a genuinely different course or guarantee that every other CE requirement was met in 2026.
Why the Other Options Are Wrong
Option B: Neither year counts, because a repeated course invalidates both sittings
Repeating the course does not itself retroactively invalidate the first completion.
Option C: The 2027 hours count only where the course content has changed by 20%
The cited rule supplies no automatic twenty-percent-change exception.
Option D: Both years count, since the course is separately approved in each of the 2 years
Approval alone does not overcome the repeat-course restriction.
Exam Tip
Check the previous year’s course before selecting current-year CE.
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