A Maryland mortgage fraud in 2026 targets a victim who is a vulnerable adult. What enhanced maximum criminal penalty applies to mortgage fraud against a vulnerable adult?
Correct Answer
C) A felony: up to $15,000 or 15 years imprisonment or both
If the violation involves a victim who is a vulnerable adult as defined in the Criminal Law Article, the person is guilty of a felony subject to a fine not exceeding $15,000 or imprisonment not exceeding 15 years or both. Other choices: the statute sets its own rung; the six-figure fine belongs to the pattern rung; and the term rises to 15 years alongside the fine. Source: Md. Real Prop. § 7-407(b)
Why This Is the Correct Answer
If the violation involves a victim who is a vulnerable adult as defined in the Criminal Law Article, the person is guilty of a felony subject to a fine not exceeding $15,000 or imprisonment not exceeding 15 years or both. Other choices: the statute sets its own rung; the six-figure fine belongs to the pattern rung; and the term rises to 15 years alongside the fine. Source: Md. Real Prop. § 7-407(b)
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