A Maryland defendant in 2026 committed 2 incidents of mortgage fraud across 2 houses. What additional relationship between the incidents is required for a statutory pattern?
Correct Answer
B) A pattern, if the incidents are interrelated in the stated way
A pattern of mortgage fraud means two or more incidents of mortgage fraud that involve two or more residential real properties and have similar intents, results, accomplices, victims or methods of commission or are otherwise interrelated by distinguishing characteristics. Other choices: two is the threshold rather than three; and common ownership is not required. Source: Md. Real Prop. § 7-401(g)
Why This Is the Correct Answer
A pattern of mortgage fraud means two or more incidents of mortgage fraud that involve two or more residential real properties and have similar intents, results, accomplices, victims or methods of commission or are otherwise interrelated by distinguishing characteristics. Other choices: two is the threshold rather than three; and common ownership is not required. Source: Md. Real Prop. § 7-401(g)
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