A Maryland applicant in 2026 has a 2004 felony conviction for money laundering. Assuming the conviction has not been pardoned or otherwise legally removed, does its age eliminate the money-laundering felony bar?
Correct Answer
A) Disqualifying at any time, whatever the age of the conviction
A felony conviction at any time preceding the date of application is disqualifying if the felony involved an act of fraud, dishonesty, a breach of trust or money laundering. Other choices: the seven-year window is only one of the two limbs; no outer limit applies to this one; and completing the sentence does not clear it. Source: Md. Fin. Inst. § 11-605(a)(2)(ii)
Why This Is the Correct Answer
A felony conviction at any time preceding the date of application is disqualifying if the felony involved an act of fraud, dishonesty, a breach of trust or money laundering. Other choices: the seven-year window is only one of the two limbs; no outer limit applies to this one; and completing the sentence does not clear it. Source: Md. Fin. Inst. § 11-605(a)(2)(ii)
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