A Georgia licensee proposes an experienced but unlicensed operations lead as a branch manager in 2026. Does a proposed branch manager need an originator license?
Correct Answer
C) Not approvable: a branch manager has to hold an originator license too
In order to be approved as a branch manager, an individual must be licensed by the Department as a mortgage loan originator. Other choices: supervising rather than originating is the job and does not remove the licensing requirement; years of experience is not a substitute; and the license named is the originator license rather than a broker license. Source: Ga. Comp. R. & Regs. 80-11-1-.04(2)
Why This Is the Correct Answer
In order to be approved as a branch manager, an individual must be licensed by the Department as a mortgage loan originator. Other choices: supervising rather than originating is the job and does not remove the licensing requirement; years of experience is not a substitute; and the license named is the originator license rather than a broker license. Source: Ga. Comp. R. & Regs. 80-11-1-.04(2)
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