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A Florida candidate has just failed the SAFE MLO National Test for the first time and wants to book again as soon as possible. How long must he wait?

Correct Answer

C) 30 days must pass before the candidate is permitted to sit the examination a second time

A mandatory 30-day wait applies between attempts, and it is the same after a first, second or third failure. Other choices: there is no immediate rebooking; 14 days and 90 days appear nowhere in the rules. It is only after three consecutive failures that the interval extends, and then to 180 days rather than to any of the figures offered here. Source: NMLS Testing Handbook (checked 2026-04)

Answer Options
A
There is no waiting period; a candidate may book the next available appointment immediately
B
14 days must pass before the candidate is permitted to sit the examination a second time
C
30 days must pass before the candidate is permitted to sit the examination a second time
D
90 days must pass before the candidate is permitted to sit the examination a second time

Why This Is the Correct Answer

A mandatory 30-day wait applies between attempts, and it is the same after a first, second or third failure. Other choices: there is no immediate rebooking; 14 days and 90 days appear nowhere in the rules. It is only after three consecutive failures that the interval extends, and then to 180 days rather than to any of the figures offered here. Source: NMLS Testing Handbook (checked 2026-04)

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