A candidate finishing her Florida pre-license course wants to know the mark she has to reach on the SAFE MLO National Test. What is it?
Correct Answer
B) 75%, applied to the scored questions on the test rather than to every question presented
The pass mark is 75 percent, applied to the scored questions. The five unscored pre-test items presented alongside them are being trialled for future use and do not count toward the result, and a candidate cannot tell which five they are while sitting the test. Other choices: 70 percent is a common pass mark for a prelicensing course examination but not for this test; 80 percent overstates it; and the threshold is national rather than set state by state. Source: NMLS Testing Handbook (checked 2026-04)
Why This Is the Correct Answer
The pass mark is 75 percent, applied to the scored questions. The five unscored pre-test items presented alongside them are being trialled for future use and do not count toward the result, and a candidate cannot tell which five they are while sitting the test. Other choices: 70 percent is a common pass mark for a prelicensing course examination but not for this test; 80 percent overstates it; and the threshold is national rather than set state by state. Source: NMLS Testing Handbook (checked 2026-04)
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