PLOhiomedium
Which of the following is an enumerated ground under R.C. 3905.14 for the Ohio Superintendent of Insurance to suspend or revoke a resident producer's license?
AFailing to meet a self-imposed annual sales quota for personal auto
BWriting fewer than 10 personal lines policies in a calendar year
CDeclining to sell flood insurance to a customer who resides in a non-NFIP community, since such refusals are not among the statutory grounds listed under R.C. 3905.14(B)
Misappropriating or improperly withholding monies received in the course of doing insurance business
Why this is the answer
R.C. 3905.14 lists statutory grounds for license discipline including providing false information on the application, violating insurance laws, intentionally misrepresenting policy terms, having a license revoked in another state, and misappropriating premium or claim funds. Sales volume and refusal to sell coverage in non-NFIP areas are not statutory grounds. The grounds in R.C. 3905.14(B) form the universe of producer discipline triggers in Ohio.
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