Under O.C.G.A. § 33-23-5.1 and the Commissioner's licensing rules, which applicants must submit fingerprints for a criminal-history background check before the Georgia Commissioner may issue a license?

Why this is the answer

Under Rule 120-2-3-.11(2), new resident applicants must submit electronic fingerprints for a criminal background check; active licensees applying for additional licenses and individuals reinstating within six months of expiration are excluded, and renewals are not re-fingerprinted. The same requirement appears in the rules for resident agents and adjusters. O.C.G.A. § 33-23-5.1 authorizes the Commissioner to send the prints to the Georgia Crime Information Center and the FBI and to obtain conviction data, which feeds the good-character review under § 33-23-5 and the grounds for refusal in § 33-23-21. Nonresident applicants are licensed on the basis of their home-state license under § 33-23-16.