PLOhiomedium
On a standard Ohio HO-3 policy, what is the default Coverage B (Other Structures) limit expressed as a percentage of Coverage A?
A5%
B20%
C30%
10%
Why this is the answer
The standard OH HO-3 form provides Coverage B (Other Structures such as detached garages and sheds) at 10% of Coverage A by default. Insureds may increase this with an endorsement if needed.
Studying for the Ohio Personal Lines exam?
This question comes from our PL bank. Take a free practice test — no signup.