PLOhioeasy
In Ohio, what is the primary purpose of an SR-22 filing made by an auto liability insurer with the BMV?
AIt guarantees payment of PIP medical benefits to the insured, including all hospital and rehabilitation costs, up to unlimited lifetime limits
It serves as proof of financial responsibility for a driver required to demonstrate FR after a suspension or qualifying event
CIt waives the insured's right to UM/UIM coverage
DIt substitutes for liability insurance entirely
Why this is the answer
R.C. 4509.45 directs an insurer to file an SR-22 certificate with the Ohio BMV for a driver who must demonstrate financial responsibility, typically after a license suspension, FR violation, or DUI. The filing verifies that the named driver carries at least the statutory minimum auto liability limits.
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