PLOhiomedium
An Ohio licensed driver allows the auto liability policy on a registered vehicle to lapse for nonpayment. Under R.C. Chapter 4509, what consequence is the driver most likely to face from the BMV?
AOnly a written warning
Suspension of driving privileges and vehicle registration, with reinstatement requiring an SR-22 filing
CA one-time administrative fee of $50 with no suspension of driving or registration privileges, provided the lapse did not exceed thirty days
DA felony charge for a first-time FR lapse
Why this is the answer
R.C. 4509.101 requires every Ohio driver to maintain proof of financial responsibility. When coverage lapses, the BMV suspends both driving and registration privileges. Reinstatement requires payment of fees and an SR-22 certification under R.C. 4509.45, typically maintained for three to five years.
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