PLGeorgiamedium
A Georgia personal auto policy contains an out-of-state coverage extension. When the insured drives into a neighboring state with a higher compulsory liability minimum, the extension typically:
ASuspends all coverage until the insured returns to Georgia
BRestricts coverage to property damage only
Automatically increases liability limits to the minimum required by the other state
DVoids the policy for territorial breach
Why this is the answer
The standard Georgia personal auto policy includes an out-of-state coverage extension that automatically increases the insured's liability limits to the minimum required by any other US state, US territory, or province while the covered auto is operated there. This protects the insured from inadvertent violation of a higher-minimum state's compulsory laws. The extension does not suspend coverage, restrict it to property damage, or void the policy.
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