PLGeorgiamedium
In Georgia, an SR-22 filing is BEST described as which of the following?
AAn automobile insurance policy issued through the Assigned Risk Plan
BA waiver allowing the insured to drive without insurance for up to 30 days
CA surcharge added to the premium of high-risk drivers
An insurer's certificate to DDS proving minimum liability coverage
Why this is the answer
An SR-22 is not a policy or endorsement; it is a certificate of future financial responsibility that an insurer files with the Georgia Department of Driver Services on behalf of a driver whose license has been suspended for an FR violation. The filing verifies that the driver maintains at least 25/50/25 BI/PD liability coverage. If the policy lapses or cancels, the insurer must notify DDS.
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