PLGeorgiamedium

A Georgia homeowner's HO-3 policy is set to expire on June 30. The insurer has decided not to renew. By what date must the insurer send the written non-renewal notice to comply with O.C.G.A. § 33-24-46?

Q: A Georgia homeowner's HO-3 policy is set to expire on June 30. The insurer has decided not to renew. By what date must the insurer send the written non-renewal notice to comply with O.C.G.A. § 33-24-46?

At least 30 days before expiration — O.C.G.A. § 33-24-46 requires Georgia homeowners insurers to provide at least 30 days' written notice of non-renewal before the policy expiration date. The notice must be mailed to the insured's last known address and must state the insurer's intent not to renew. The insurer must also state its reasons for nonrenewal and tell the insured about possible eligibility for the Georgia FAIR Plan.

AAt least 10 days before expiration

BAt least 45 days before expiration

At least 30 days before expiration

DAt least 60 days before expiration

Why this is the answer

O.C.G.A. § 33-24-46 requires Georgia homeowners insurers to provide at least 30 days' written notice of non-renewal before the policy expiration date. The notice must be mailed to the insured's last known address and must state the insurer's intent not to renew. The insurer must also state its reasons for nonrenewal and tell the insured about possible eligibility for the Georgia FAIR Plan.

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