Pennsylvania Insurance License — Exam Prep & Requirements
Regulated by Pennsylvania Insurance Department. Pennsylvania no longer requires prelicensing education at all. Act 142 of 2024 struck the preexamination education subsection out of the Insurance Department Act on 29 April 2025, so you can book the exam straight away — the exam itself is still required. Note that the content outlines changed on 1 March 2026. PSI delivers.
Verified 2026-09-23 against PA Insurance Department — Initial insurance producer licensing process and PSI — Pennsylvania Insurance Candidate Information Bulletin (exam fees, 70% to pass).
Pick your line in Pennsylvania
Each line is a separate license and separate exam. We mirror the PA content outline.
Not sure which one you need? Read the national overview for Life & Health (L&H), Property & Casualty (P&C) or Personal Lines (PL).
Life & Health
L&HSell life, accident & health insurance products. Covers policy provisions, riders, annuities, medical expense and disability coverage, plus state-specific regulations.
Property & Casualty
P&CSell property, casualty, auto and commercial lines insurance. Covers homeowners, commercial property, liability coverage, business owner policies, and underwriting fundamentals.
Personal Lines
PLSell personal auto, homeowners, dwelling, and inland marine policies to individuals. A focused subset of P&C with shorter pre-licensing requirements in most states.
Pennsylvania Insurance License FAQ
How do I get an insurance license in Pennsylvania?
Pass the state exam, complete a background check, and apply for licensure with Pennsylvania Insurance Department — Pennsylvania has no pre-licensing education requirement. Pennsylvania no longer requires prelicensing education at all. Act 142 of 2024 struck the preexamination education subsection out of the Insurance Department Act on 29 April 2025, so you can book the exam straight away — the exam itself is still required. Note that the content outlines changed on 1 March 2026. PSI delivers.
How much does the Pennsylvania insurance exam cost?
The exam is $55 per attempt. The combined papers — Life, Accident and Health (16-03) and Property and Casualty (16-06) — are $55 each. Single-line papers, Personal Lines included, are $45. The resident license application is a separate $55. Pre-licensing courses and the license application are billed separately.
Who regulates insurance licensing in Pennsylvania?
Pennsylvania Insurance Department (PA Ins. Dept.) handles all producer licensing, exam approval, and continuing education in Pennsylvania.
Can I take more than one insurance line at a time in Pennsylvania?
Yes — most candidates take L&H and P&C separately, but you can schedule both on the same day if you’re ready. Personal Lines is a faster subset of P&C if you only plan to sell to individuals.
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