Pennsylvania video lessons · Lesson 9 of 10
Pennsylvania Insurance, Collisions and Registration: five situations explained
All five situations and their answers are below. To watch the lesson, create a free account.
In this video
- 0:00Intro
- 0:18You drive past a crash where help has already arrived. What should you do?
- 1:24When must a registered Pennsylvania vehicle be insured?
- 2:12You hit a parked car and cannot find the owner. What should you do?
- 3:17You drove your car while it was uninsured. Besides the registration, what is suspended?
- 4:15No one is hurt in your crash, but one car needs to be towed. Must you call the police?
- 5:04Recap
In short
Do not stop unless you are involved or help has not arrived. You must maintain automobile liability insurance on your registered vehicle at all times. Stop, try to find the owner, and if you cannot, leave a visible note with the date, time, your name and phone number, and call the police.
The five situations
Pick an answer first, the way the video pauses for you. Each one cites the Pennsylvania Driver's Manual.
Situation 1
You drive past a crash where help has already arrived. What should you do?
Answer: C. Keep moving, pay attention to driving, and do not block rescue vehicles. Do not stop unless you are involved or help has not arrived. Keep moving and do not block police, fire, ambulance or tow vehicles.
Pennsylvania Driver's Manual › Chapter 4 › Crashes
Situation 2
When must a registered Pennsylvania vehicle be insured?
Answer: C. At all times. You must maintain automobile liability insurance on your registered vehicle at all times.
Pennsylvania Driver's Manual › Chapter 4 › Driving Without Insurance
Situation 3
You hit a parked car and cannot find the owner. What should you do?
Answer: A. Leave a note where it can be seen and call the police. Stop, try to find the owner, and if you cannot, leave a visible note with the date, time, your name and phone number, and call the police.
Pennsylvania Driver's Manual › Chapter 4 › Pennsylvania's Point System
Situation 4
You drove your car while it was uninsured. Besides the registration, what is suspended?
Answer: A. Your driving privilege, for three months. If you operated or permitted operation of the vehicle without insurance, your driving privilege is also suspended for three months.
Pennsylvania Driver's Manual › Chapter 4 › Driving Without Insurance
Situation 5
No one is hurt in your crash, but one car needs to be towed. Must you call the police?
Answer: C. Yes. Call the police if anyone is hurt or dies, or if any vehicle needs to be towed.
Pennsylvania Driver's Manual › Chapter 4 › Crashes
Transcript
0:00Intro
Insurance, crashes and registration come with deadlines and dollar amounts the test loves to ask about. Here are five from the Pennsylvania Driver's Manual. For each one, pick your answer before I reveal it.
0:18Situation 1
You come up on a crash, and help has already arrived. You drive past a crash where help has already arrived. What should you do? The answer is C: Keep moving, pay attention to driving, and do not block rescue vehicles. Do not stop unless you are involved or help has not arrived. Keep moving and do not block police, fire, ambulance or tow vehicles. Keep moving and pay attention to your driving. Don't stop, and don't block police, fire, ambulance or tow vehicles.
1:24Situation 2
Your registered car sits in the garage most of the winter. When must a registered Pennsylvania vehicle be insured? The answer is C: At all times. You must maintain automobile liability insurance on your registered vehicle at all times. You still have to keep liability insurance on it at all times.
2:12Situation 3
You bump a parked car, and the owner is nowhere in sight. You hit a parked car and cannot find the owner. What should you do? The answer is A: Leave a note where it can be seen and call the police. Stop, try to find the owner, and if you cannot, leave a visible note with the date, time, your name and phone number, and call the police. Stop and try to find the owner. If you can't, leave a visible note with the date, time, your name and phone number, and call the police.
3:17Situation 4
A Pennsylvania driver drove a car with no insurance. You drove your car while it was uninsured. Besides the registration, what is suspended? The answer is A: Your driving privilege, for three months. If you operated or permitted operation of the vehicle without insurance, your driving privilege is also suspended for three months. Besides the registration, their driving privilege is suspended for three months.
4:15Situation 5
Nobody is hurt in your crash, but one car can't be driven. No one is hurt in your crash, but one car needs to be towed. Must you call the police? The answer is C: Yes. Call the police if anyone is hurt or dies, or if any vehicle needs to be towed. Call the police if anyone is hurt or dies, or if any vehicle needs to be towed.
5:04Recap
Do not stop unless you are involved or help has not arrived. You must maintain automobile liability insurance on your registered vehicle at all times. Stop, try to find the owner, and if you cannot, leave a visible note with the date, time, your name and phone number, and call the police. If you operated or permitted operation of the vehicle without insurance, your driving privilege is also suspended for three months. Call the police if anyone is hurt or dies, or if any vehicle needs to be towed. Nice work. Try more insurance and collision questions in Practice by Topic, then test yourself with a full mock exam.
The rules in this lesson
- Do not stop unless you are involved or help has not arrived.
- You must maintain automobile liability insurance on your registered vehicle at all times.
- Stop, try to find the owner, and if you cannot, leave a visible note with the date, time, your name and phone number, and call the police.
- If you operated or permitted operation of the vehicle without insurance, your driving privilege is also suspended for three months.
- Call the police if anyone is hurt or dies, or if any vehicle needs to be towed.
Original practice lesson written from the Pennsylvania Driver's Manual. EstatePass is not affiliated with or endorsed by the Pennsylvania PennDOT; these are not official test questions.