Which of the following is NOT required to be included in a California home improvement contract under B&P 7159?
Correct Answer
D) The homeowner's credit score
B&P 7159 does not require the homeowner's credit score in home improvement contracts.
Why This Is the Correct Answer
B&P 7159 lists specific mandatory disclosures for home improvement contracts — project description, total price, payment schedule, start and completion dates, contractor name/address/license number, and several consumer-protection notices. The homeowner's credit score is purely a private financial metric used by lenders and has no place in a construction contract. Its inclusion is neither required nor relevant under this code section.
Why the Other Options Are Wrong
Option A: The total contract price
The total contract price is explicitly required by B&P 7159. Without it the consumer cannot compare bids or understand their financial obligation.
Option B: A description of the work to be performed
A description of the work to be performed is one of the most fundamental required elements. Vague or missing work descriptions are a leading source of contractor discipline.
Option C: The contractor's license number
The contractor's license number must appear prominently on the contract. This allows homeowners and the CSLB to verify licensure quickly. Omitting it is itself a violation of the code.
Memory Technique
Home improvement contracts are about the project, the price, and the people doing the work — not about the homeowner's financial profile. Ask: 'Does this item describe the work or the contractor?' If no, it's probably not required.
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A contractor provides a written estimate for $3,200 in electrical repairs. The homeowner accepts and work begins immediately. During the project, additional problems are discovered requiring $800 more work. What is required under California law?
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A contractor completes $15,000 worth of electrical work on a commercial building. The property owner fails to pay within 30 days. To preserve mechanics lien rights under California Civil Code, the contractor must record a mechanics lien within how many days of completion?