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Under Washington's Deed of Trust Act (RCW 61.24), which of the following is NOT a required step in the non-judicial foreclosure process before a trustee's sale can be conducted?

Correct Answer

A) Obtaining a court judgment confirming the amount owed before scheduling the sale

Obtaining a court judgment is NOT required in Washington's non-judicial foreclosure process. The entire purpose of the non-judicial trustee's sale under RCW 61.24 is to allow the lender to foreclose without court involvement. The trustee has the power of sale granted by the deed of trust itself, eliminating the need for a judicial proceeding or court confirmation of the debt amount.

Answer Options
A
Obtaining a court judgment confirming the amount owed before scheduling the sale
B
Issuing a Notice of Trustee's Sale at least 90 days before the sale date
C
Recording a Notice of Default and providing the borrower with a 30-day cure period
D
Posting and publishing the Notice of Trustee's Sale as required by statute

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Related Topics & Key Terms

Key Terms:

non_judicial_foreclosurercw_61_24trustees_saleforeclosure_processreverse_question

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