Under Washington's Deed of Trust Act (RCW Chapter 61.24), when a borrower fully repays the loan, the trustee must reconvey legal title back to the borrower. What document is used to accomplish this reconveyance?
Correct Answer
B) A deed of reconveyance executed by the trustee
Under RCW Chapter 61.24, when the loan secured by a deed of trust is fully repaid, the trustee executes and records a deed of reconveyance, which transfers bare legal title back to the trustor (borrower). This document clears the lien from the title and confirms the borrower's full ownership of the property, free of the deed of trust encumbrance.
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