David defaulted on his Nashville home loan secured by a deed of trust. The trustee has initiated a non-judicial foreclosure. Under Tennessee law, what is the MINIMUM written notice the trustee must provide to David before the foreclosure sale can take place?
Correct Answer
D) 20 days written notice to the borrower before the scheduled sale date
Under Tenn. Code Ann. § 35-5-101, the trustee conducting a non-judicial foreclosure must provide a minimum of 20 days written notice to the borrower before the foreclosure sale. This notice requirement is a Tennessee-specific statutory rule that candidates must memorize precisely. The notice period begins when the written notice is delivered to the borrower.
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