Sarah is selling her house in Albany, New York. Her attorney prepares a deed that includes covenants that she has good title, has the right to convey, and will defend the title against future claims. What type of deed is Sarah's attorney most likely preparing?
Correct Answer
A) Full covenant and warranty deed
A full covenant and warranty deed provides the greatest protection to the grantee and includes all six traditional covenants, including the covenant of seisin (good title), right to convey, and covenant of warranty (defend against future claims). This is the most comprehensive form of deed protection in New York.
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Related Topics & Key Terms
Key Terms:
Related Concepts
A general warranty deed provides the greatest protection to the grantee by guaranteeing that the grantor holds clear title and has the right to sell the property. It includes covenants that protect against all defects in title, even those arising before the grantor owned the property.
Intestate succession is the legal process by which a deceased person's property is distributed according to state law when they die without a valid will. State statutes determine the order of inheritance.
Marketable title is title that is free from reasonable doubt as to who the owner is and free from liens, encumbrances, or defects that would cause a reasonable buyer to hesitate before purchasing. It is also known as merchantable title.
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Previous Question
Helen is selling her property in Schenectady and the buyer requests the most basic deed that simply implies Helen has some title to convey but includes no express warranties. What type of deed should Helen provide?
Next Question
In New York, a deed must be acknowledged before a notary public to be eligible for recording. Michael signs a deed conveying property to Jennifer, but forgets to have it notarized. What is the legal status of this unacknowledged deed?