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Ga Community AssociationProperty_owners_association_act_basicsMEDIUM

A homeowner in a Georgia HOA community disputes a special assessment, arguing that the charge is based on an informal agreement among neighbors rather than any formal legal authority. Under Georgia law, what is the legal basis for an HOA's authority to levy assessments and enforce related liens?

Correct Answer

C) Assessments and related liens arise from the recorded governing documents and applicable provisions of the Georgia Property Owners' Association Act, not from informal neighborhood agreements.

Under the Georgia Property Owners' Association Act (O.C.G.A. Title 44, Chapter 3, Article 6), an HOA's power to levy assessments is established through the recorded declaration and bylaws, which create binding obligations on all lot owners. Liens for unpaid assessments arise under these governing documents and applicable statutory provisions, giving the association a legal mechanism to collect amounts owed. Informal neighborhood customs or verbal agreements cannot create enforceable assessment obligations.

Answer Options
A
Assessments are valid as long as a majority of neighbors informally agree to share costs, regardless of what the governing documents state.
B
An HOA's lien authority is automatically identical to a condominium association's lien authority because Georgia law treats both community types the same.
C
Assessments and related liens arise from the recorded governing documents and applicable provisions of the Georgia Property Owners' Association Act, not from informal neighborhood agreements.
D
Assessment authority is granted solely by the local county commission and does not require any authorization in the association's declaration or bylaws.

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