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In a Ocala transaction, a buyer wants the Florida rule on windstorm and flood coverage basics. Which statement is correct?

Correct Answer

D) Mitigation features can affect insurability and sometimes pricing.

Mitigation features can affect insurability and sometimes pricing. This follows Florida insurance risk context; federal flood rules; Pearson VUE Florida Sales Associate CIB.

Answer Options
A
A standard homeowner's policy automatically includes federal flood coverage for all Florida homes.
B
Windstorm risk is irrelevant if the property is not on the beach.
C
Citizens is a county government insurance office that sets all Florida premiums.
D
Mitigation features can affect insurability and sometimes pricing.

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Key Terms:

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