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In a Tampa transaction, a buyer wants the Florida rule on windstorm and flood coverage basics. Which statement is correct?

Correct Answer

A) Citizens is a county government insurance office that sets all Florida premiums.

Windstorm exposure is a major Florida insurance concern and can affect deductibles, insurability, and value. This follows Florida insurance risk context; federal flood rules; Pearson VUE Florida Sales Associate CIB.

Answer Options
A
Citizens is a county government insurance office that sets all Florida premiums.
B
Windstorm risk is irrelevant if the property is not on the beach.
C
Windstorm exposure is a major Florida insurance concern and can affect deductibles, insurability, and value.
D
A standard homeowner's policy automatically includes federal flood coverage for all Florida homes.

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Key Terms:

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