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Practice Of Real EstateFair_housingMEDIUM

A Connecticut real estate broker is reviewing her firm's practices for compliance with the Connecticut Fair Housing Act. All of the following practices would likely constitute a fair housing violation EXCEPT:

Correct Answer

C) Requiring all prospective buyers to submit a mortgage pre-approval letter before scheduling a showing

Requiring all prospective buyers to submit a mortgage pre-approval letter before scheduling a showing is a facially neutral, non-discriminatory business practice applied uniformly to all applicants. It does not target any protected class and serves a legitimate business purpose of ensuring buyer financial readiness. This practice, when applied consistently and without discriminatory intent, would not constitute a fair housing violation under the Connecticut Fair Housing Act.

Answer Options
A
Refusing to show listings in certain neighborhoods to buyers based on their national origin
B
Declining to accept a rental application from a tenant who uses a housing voucher
C
Requiring all prospective buyers to submit a mortgage pre-approval letter before scheduling a showing
D
Discouraging a buyer from purchasing in a neighborhood by referencing the religious composition of the area

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Related Topics & Key Terms

Key Terms:

fair_housingenforcementsteeringlawful_source_of_incomeneutral_practicereverse_question

Related Concepts

Continuing education (CE) refers to the ongoing coursework that licensed real estate professionals must complete during each renewal cycle to maintain an active license. CE ensures agents stay current with changes in laws, regulations, and industry practices.

The National Do Not Call Registry is a federal program administered by the FTC that allows consumers to opt out of receiving unsolicited telemarketing calls, including calls from real estate agents soliciting business.

Brokers in Florida have strict responsibilities for managing escrow accounts, including monthly reconciliation and proper handling of trust funds.

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