A New Mexico MLO takes an approved CE course in 2026. Under 12.19.2.11 NMAC, which following years fall within the rule's definition of successive years, when the same course cannot satisfy annual CE?
Correct Answer
C) 2027 and 2028
C. The rule includes the two years following the course year. Starting from 2026, those two years are 2027 and 2028. The rule also prohibits using the same approved course repeatedly in the same year to meet annual CE. Scope and exceptions: This is the New Mexico repeat-course rule, not a statement that all states use this definition. Later eligibility still depends on course approval and other CE requirements then applicable. Source: 12.19.2.11 NMAC — https://www.srca.nm.gov/parts/title12/12.019.0002.html
Why This Is the Correct Answer
C. The rule includes the two years following the course year. Starting from 2026, those two years are 2027 and 2028. The rule also prohibits using the same approved course repeatedly in the same year to meet annual CE. Scope and exceptions: This is the New Mexico repeat-course rule, not a statement that all states use this definition. Later eligibility still depends on course approval and other CE requirements then applicable.
Why the Other Options Are Wrong
Option A: 2027 only
Omits the second following year.
Option B: 2028 only
Omits the immediately following year.
Option D: Every year after 2026
Incorrectly turns the restriction into a lifetime ban.
Exam Tip
Check the state-specific meaning of successive years rather than assuming it means only next year.
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