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Morgan notices a compliance issue tied to appraisal and AIR — Appraiser Independence. What is the best next step?

Correct Answer

B) Do not pressure the appraiser to hit a target value

appraisal handling requires valuation independence and timely valuation copies. This item uses an exam-style scenario; any file details in the stem are illustrative and the governing rule controls the compliant response. The best answer is "Do not pressure the appraiser to hit a target value".

Answer Options
A
Proceed based only on borrower preference and document the file later.
B
Do not pressure the appraiser to hit a target value
C
Rely on sales practice rather than required verification, disclosure, or documentation.
D
Use a manager exception instead of the required federal mortgage rule.

Why This Is the Correct Answer

appraisal handling requires valuation independence and timely valuation copies. This item uses an exam-style scenario; any file details in the stem are illustrative and the governing rule controls the compliant response. The best answer is "Do not pressure the appraiser to hit a target value".

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