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A borrower scenario raises a question about aus systems and Automated Underwriting Systems. Which answer should Frankie rely on?

Correct Answer

A) Update AUS data when the file changes

AUS findings guide documentation and eligibility but still require review of conditions and data integrity. This item uses an exam-style scenario; any file details in the stem are illustrative and the governing rule controls the compliant response. The best answer is "Update AUS data when the file changes".

Answer Options
A
Update AUS data when the file changes
B
Proceed based only on borrower preference and document the file later.
C
Rely on sales practice rather than required verification, disclosure, or documentation.
D
Use a manager exception instead of the required federal mortgage rule.

Why This Is the Correct Answer

AUS findings guide documentation and eligibility but still require review of conditions and data integrity. This item uses an exam-style scenario; any file details in the stem are illustrative and the governing rule controls the compliant response. The best answer is "Update AUS data when the file changes".

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