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A new-license application raises a question about aus systems. Which action should the loan file reviewer recommend?

Correct Answer

B) Follow the AUS findings and document the required condition

AUS findings guide documentation and eligibility but still require review of conditions and data integrity. This item uses an exam-style scenario; any file details in the stem are illustrative and the governing rule controls the compliant response. The best answer is "Follow the AUS findings and document the required condition".

Answer Options
A
Ignore the issue if the borrower orally agrees to continue.
B
Follow the AUS findings and document the required condition
C
Proceed based only on borrower preference and document the file later.
D
Rely on sales practice rather than required verification, disclosure, or documentation.

Why This Is the Correct Answer

AUS findings guide documentation and eligibility but still require review of conditions and data integrity. This item uses an exam-style scenario; any file details in the stem are illustrative and the governing rule controls the compliant response. The best answer is "Follow the AUS findings and document the required condition".

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