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A branch onboarding review raises a question about Fair Housing Act compliance. Which action should the quality-control reviewer recommend?

Correct Answer

A) Apply neutral standards without protected-class discrimination

Mortgage terms and treatment cannot discriminate or redline on protected-class grounds. The best answer is "Apply neutral standards without protected-class discrimination".

Answer Options
A
Apply neutral standards without protected-class discrimination
B
Use an internal exception instead of the required federal disclosure or timing rule.
C
Wait until a regulator asks for the file before applying the federal requirement.
D
Rely on oral agreement when the rule requires documented compliance.

Why This Is the Correct Answer

Mortgage terms and treatment cannot discriminate or redline on protected-class grounds. The best answer is "Apply neutral standards without protected-class discrimination".

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