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A quality-control reviewer compares the file facts with Fair Housing Act during a new-hire scenario. Which conclusion is accurate?

Correct Answer

A) Treat similarly qualified applicants consistently

Mortgage terms and treatment cannot discriminate or redline on protected-class grounds. The best answer is "Treat similarly qualified applicants consistently".

Answer Options
A
Treat similarly qualified applicants consistently
B
Use an internal exception instead of the required federal disclosure or timing rule.
C
Wait until a regulator asks for the file before applying the federal requirement.
D
Resolve the Fair Housing Act issue with the document-retention exception that does not fit the facts.

Why This Is the Correct Answer

Mortgage terms and treatment cannot discriminate or redline on protected-class grounds. The best answer is "Treat similarly qualified applicants consistently".

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