EstatePass
Federal Lawseasy24% of exam

A licensing coordinator is training staff on Fair Housing Act compliance using a consumer complaint response. Which statement is accurate?

Correct Answer

B) Review the policy for unlawful disparate impact

Mortgage terms and treatment cannot discriminate or redline on protected-class grounds. The best answer is "Review the policy for unlawful disparate impact".

Answer Options
A
Use an internal exception instead of the required federal disclosure or timing rule.
B
Review the policy for unlawful disparate impact
C
Wait until a regulator asks for the file before applying the federal requirement.
D
Rely on oral agreement when the rule requires documented compliance.

Why This Is the Correct Answer

Mortgage terms and treatment cannot discriminate or redline on protected-class grounds. The best answer is "Review the policy for unlawful disparate impact".

Was this explanation helpful?

More Federal Laws Questions

People Also Study

Related Study Resources

Practice More MLO Questions

Access all practice questions with progress tracking and adaptive difficulty to pass your SAFE MLO exam.

Start Practicing