Which of the following expense categories is NOT covered by the compulsory $8,000 PIP benefit on a Massachusetts private passenger auto policy under M.G.L. c. 90 §34A?

Why this is the answer

Compulsory PIP under c. 90 §34A pays four economic loss categories up to $8,000 per person per accident: reasonable medical expenses, 75% of lost wages, replacement services (e.g., housekeeping, childcare), and funeral expenses. Pain and suffering — a non-economic, general damages component — is never payable under PIP.