PLMAmedium
Under M.G.L. c. 90 §34A, the compulsory $8,000 PIP benefit on a Massachusetts auto policy applies to which of the following groups injured by the insured vehicle?
AOnly the named insured listed on the declarations page, excluding all passengers and pedestrians struck by the vehicle
BOnly the driver and resident relatives of the named insured, excluding guests and pedestrians
COnly household residents and resident relatives of the named insured, excluding nonresident occupants and struck pedestrians
The driver, passengers in the insured vehicle, and pedestrians struck by it
Why this is the answer
Compulsory PIP under c. 90 §34A is broad first-party coverage. It pays the named insured, household members, authorized operators, occupants/guest passengers, and pedestrians struck by the insured vehicle. The benefit is paid without regard to fault and is triggered by use of the insured motor vehicle, not by the injured person's residency.
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