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Which ISO Dwelling form provides named-perils coverage on a broader peril list than DP-1 AND includes replacement-cost loss settlement on the dwelling subject to 80% coinsurance?
ADP-1 Basic Form
BDP-3 Special Form
CDP-8 Modified Form
DP-2 Broad Form
Why this is the answer
The ISO DP-2 Broad Form sits between DP-1 (Basic) and DP-3 (Special). It writes both the dwelling and personal property on a named-perils basis but uses an expanded list of perils that includes burglar damage, falling objects, weight of ice/snow/sleet, accidental discharge of water, freezing of plumbing, and other 'broad form' perils. Crucially, DP-2 provides replacement-cost loss settlement on Coverage A (Dwelling) and Coverage B (Other Structures) provided the insured maintains at least 80% of full replacement cost (ISO DP 00 02 Section I Loss Settlement).
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