PLPennsylvaniaeasy
In Pennsylvania, which producer license authorizes an agent to sell a personal homeowners policy to a consumer?
AA separate Personal Lines-only license issued by PID
A full Property & Casualty producer license
CA Life-only producer license with a homeowners endorsement
DA limited lines self-service storage license
Why this is the answer
Under 40 P.S. § 310.4, the Pennsylvania Insurance Department (PID) issues lines of authority for Life, Accident & Health, Property, Casualty, Variable, and limited lines. PA did not adopt a separate Personal Lines license; the combined Property and Casualty qualifications authorize the producer to sell personal homeowners, dwelling fire, personal auto, watercraft, and personal umbrella policies. Life-only or limited lines licenses do not extend to homeowners coverage.
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